Type of loans

Competive Interest Rate on Loans

Are you looking for finance and don't know where to begin? There is nothing more challenging than hunting around for a loan. Regardless of whether you are looking for a secured loan, unsecured or business loan, shopping around can leave you feeling even more confused than at the outset. Why not let MKL Finance do the searching for you. Competitive Interest Rates on Loans Whether you fallen behind on the car repayments or just need some cash for home improvements, we will be able to provide you with the correct loan to personally suit you. MKL Finance have a selection of lenders on our panel. We can help when it comes to innovative second charge loans for a variety of reasons. Most residential, semi-commercial and ‘Buy to Let’ properties can be secured on, regardless of types, usage or structures. We deal with many different client statuses and profiles so we are sure that we can find the right lender for your requirements. Moreover, we will give you the lowest that we find you can be assured of that. Do not worry if you have had trouble with credit rating previously, as we can also offer you help depending on your situation.

Type of Loans

Home Owner Loan

Commercial Loan

Secured Loan

Type of loans

A secured loan enables homeowners to borrow money from lenders by using their property as security. This can be an excellent finance method as the interest rate is normally cheaper than an unsecured loan and you are usually able to borrow more. Another benefit is that you can negotiate the repayment term over a longer period, reducing your monthly payments to an affordable amount.

CORE OVERVIEW for Bridging & Commercial more >>

Residential and Commercial Bridging Finance, 1^st and 2^nd charge.
Residential Refurbishment Finance
HMO funding
Development funding from 4% Pa.
Buy to Let purchases and Re-mortgages
LTD Company Buy To lets from 2.75% Pa.
Land funding up to 60% LTV
Regulated purchases & Re-mortgage
Commercial Mortgages From 2.73% Pa.
Luxury asset finance (watches, paintings & cars etc…)
Unsecured business loans from 3.59%

DEVELOPMENT FINANCE across the UK more >>

Interest rate between 6% - 9% depending on risk profile of the deal. Prime from 4% Pa
70% of Purchase and 100% Build Costs – 0.95% Per Month (experienced)
50% land purchase and 65% build costs – 1.1% Per Month
No early repayment fee/ Exit fee
If land is already owned, we will fund 100% of the build cost in stages

BRIDGING LOANS more >>

Loans up to £50 Million available
Rates starting from 0.415% per month (Can be used for refurbishment) – 4.99% PA
Regulated terms from 6-12 months
Unregulated terms from 1-36 months
No exit penalties available
1^st, 2^nd and 3rd charges available
Can accept unlimited adverse (Valuation only products)
Ex-Pats and Foreign Nationals accepted

LENDING INTO RETIREMENT more >>

Maximum age 85 - no upper limit on BTL
All benefits accepted
No min income requirements
Interest Only

BUY TO LET more >>

Loans up to £2 Million available
Rates starting from 1.89% per Annum
Terms from 2-35 years
Up to 75% LTV
First Time Buyer/ Landlords
1^st and 2^nd charges available
Adverse Credit accepted
Multi-Unit Freehold Blocks
HMO products available from 2.99% per Annum
Ex-Pats and Foreign Nationals accepted

LTD BTL more >>

Loans of up to £2 Million available
Rates starting from 2.75% per Annum
Terms from 2-35 years
1st and 2nd charges available
Can accept adverse
Ex-Pats and Foreign Nationals accepted

COMMERCIAL LOANS more >>

Loans up to £15 Million available
Rates from 2.73%
Terms from 3-35 years
Up to 70% LTV of the Purchase Price
Care sector products available for NHS contracts
Ex-Pats and Foreign Nationals accepted

UNSECURED BUSINESS LOAN more >>

2 Years trading minimum
1 years latest finalised accounts
3 months business bank statements
Loans agreed and paid within 72 hours
Unsecured up to £500,000 – Secured up to £1 Million
Rates from 3.59%
Can be used for all types of business use other than full purchase of commercial property – can be used as deposit once an offer has been made for a commercial mortgage.
Merchant Banking and Invoice Finance available (B2B Led)

When your banks tells you NO!!!!!

MKL Finance may be able to help, we have direct access to providers that offers Secured Homeowner & Commercial Business Loans and they are very innovative. The loans can be quick and flexible, lender connects your application with multiple individuals who want to lend you money at competitive rates. The business loans can be for any purpose. However, you cannot us the loan for property development unless it is specified as a development loan.